Hulp nodig bij uw zakelijke financiering?
  

Logo

The concept Lendahand is a Netherlands-based online lending platform. But we’re not your average crowdfunding platform. We are the only platform that provides funds to small & medium enterprises (SMEs) in emerging economies. Think the Philippines, Ghana, Colombia, Mongolia, etc. Positive social impact with financial return. After raising €60,000 from 48 investors last year, our platform has experienced exponential growth. Our continuously growing lender base (850+) has lent close to €3 million to circa 400 small businesses in developing countries, creating 700 jobs. More than half of that has been lent in just the last 6 months. Lending to SMEs in developing countries leads to attractive financial returns, but above all it generates a huge social impact. In developed countries SMEs are the main drivers of economic growth and employment, but in less developed regions SMEs do not appear as often. This is not because the people there are less entrepreneurial or forward-thinking. It’s because there is a lack of financing needed to grow the business. Start-ups and micro-businesses have access to micro-finance and larger companies have access to bank loans, but SMEs find it hard to obtain funding and are therefore not yet the engines of growth and employment that these countries need. They are known as the ‘missing middle’. Lendahand unlocks the potential of these (missing middle) SMEs. Via our platform crowdfunders can help SMEs grow while receiving a fair and attractive interest rate of 3-4%. This enables the SMEs to employ people within the community and contribute to social development. You might be thinking, isn't lending to small businesses in developing countries risky? It certainly is. And that’s why we do things differently. We make use of local partners. Our local partners are solid financial institutions that, like Lendahand, feel it’s unfair that SMEs in their country do not have access to affordable financing. They are registered with their central bank and have extensive experience in lending to SMEs. They select and monitor them, visit them regularly (often monthly), and take appropriate action if needed. Also, they take on the full risk of non or late payments by the SMEs, as well as the foreign currency risk. It’s about local impact using local expertise, but on a global scale! We are currently active in the Philippines, Ghana, and Colombia. Soon we will be active in Mongolia and Zambia. Lendahand’s online platform went live for the public in 2013 and almost €3 million has already been lent by 850 crowdfunders. More and more people find their way to our platform and regard us as a good – and do-good – alternative between saving and investing directly in SMEs.

Al geïnvesteerd via crowdfunding? Beheer uw investeringen eenvoudig via Crowdfundpanel.
Projectnaam Lendahand Mesofinance
Projectlink Ga naar project
Plaatsingsdatum 15-09-2015
Type financiering Aandelen
Streefbedrag € 400.000
Rente 0,00%
Looptijd (in maanden) 0 maanden
Branche Dienstverlening
Organisatievorm Besloten vennootschap
Ontwikkelfase Groei
Doel van investering Werkkapitaal

The concept Lendahand is a Netherlands-based online lending platform. But we’re not your average crowdfunding platform. We are the only platform that provides funds to small & medium enterprises (SMEs) in emerging economies. Think the Philippines, Ghana, Colombia, Mongolia, etc. Positive social impact with financial return. After raising €60,000 from 48 investors last year, our platform has experienced exponential growth. Our continuously growing lender base (850+) has lent close to €3 million to circa 400 small businesses in developing countries, creating 700 jobs. More than half of that has been lent in just the last 6 months. Lending to SMEs in developing countries leads to attractive financial returns, but above all it generates a huge social impact. In developed countries SMEs are the main drivers of economic growth and employment, but in less developed regions SMEs do not appear as often. This is not because the people there are less entrepreneurial or forward-thinking. It’s because there is a lack of financing needed to grow the business. Start-ups and micro-businesses have access to micro-finance and larger companies have access to bank loans, but SMEs find it hard to obtain funding and are therefore not yet the engines of growth and employment that these countries need. They are known as the ‘missing middle’. Lendahand unlocks the potential of these (missing middle) SMEs. Via our platform crowdfunders can help SMEs grow while receiving a fair and attractive interest rate of 3-4%. This enables the SMEs to employ people within the community and contribute to social development. You might be thinking, isn't lending to small businesses in developing countries risky? It certainly is. And that’s why we do things differently. We make use of local partners. Our local partners are solid financial institutions that, like Lendahand, feel it’s unfair that SMEs in their country do not have access to affordable financing. They are registered with their central bank and have extensive experience in lending to SMEs. They select and monitor them, visit them regularly (often monthly), and take appropriate action if needed. Also, they take on the full risk of non or late payments by the SMEs, as well as the foreign currency risk. It’s about local impact using local expertise, but on a global scale! We are currently active in the Philippines, Ghana, and Colombia. Soon we will be active in Mongolia and Zambia. Lendahand’s online platform went live for the public in 2013 and almost €3 million has already been lent by 850 crowdfunders. More and more people find their way to our platform and regard us as a good – and do-good – alternative between saving and investing directly in SMEs.

Bron: Symbid d.d. 15-09-2015 Disclaimer: De beschrijving is letterlijk overgenomen van bovenstaande Bron en (eventueel) gecorrigeerd voor Persoonsgevens. Beek & Linden B.V. kan niet aansprakelijk worden gehouden voor de inhoud van deze beschrijving. Eigenaar van het project kan via Crowdfundmarkt een verzoek indienen om de beschrijving te verwijderen van deze pagina.

Platform Symbid
Platformlink Ga naar Symbid
Oprichtingsjaar platform 2011
Minimum investeringsbedrag € 20 per project
Investeringskosten Eenmalige administratie 1,0% van uw investering; per transactie kosten van de bank

Lening - 6,50%

€344.214 / €435.714

Kapitaalopmaat

Lening - 5,00%

€89.652 / €298.841

Kapitaalopmaat

Lening - 7,00%

€81.416 / €246.716

Kapitaalopmaat

Lening - 5,00%

€315.900 / €390.000

Geldvoorelkaar

Lening - 4,00%

€160.000 / €200.000

Lendahand

Lening - 3,00%

€320.000 / €400.000

Lendahand

Lening - 6,00%

€790.000 / €1.000.000

Geldvoorelkaar